Coverages: Representations and Warranties

Representations and warranties cover available to both buyers and sellers, backed by the largest M&A liability team in London.

Coverages: War and Terrorism

Active Assailant: This policy offers incident response and crisis management services, provides victim compensation and support and also covers legal liabilities, damage to property and any interruption to your business.
Terrorism and Sabotage: Standalone cover in the event of political, religious and ideological acts, including non-damage business interruption.

Coverages: Casualty | Cyber

Technology Companies: Designed for a wide range of technology companies, this policy addresses the costs associated with delays, mistakes, oversights and miscommunication, along with other traditional and emerging risks that technology companies face.
Social Media Companies: Comprehensive protection for social media organizations - from social networks and community sites to media sharing websites, bloggers and online gaming companies.

Coverages: Liquor Liability | Sports Liability

Sports Liability includes general liability coverage for the host of the sporting event and coverage for injury to participants for sporting activities that qualify. This coverage protects against lawsuits brought on by a third party alleging that a bodily injury or property damage has been sustained by either an athletic participant or spectator for which the host individual or organization is liable (some restrictions apply).

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

Provides protection to event hosts against lawsuits arising out of single/multi-day functions with or without service of alcohol. All events with live entertainment or sports MUST be submitted on this form. Please note, we are unable to provide you with a quote more than 120 days in advance of the event.

Coverages: Property and Casualty

Cover for the core property and general liability risks faced by small businesses like property damage, business downtime, bodily injury, employers’ liability and products liability.
Manufacturers and Distributors: Fully blended policy for manufacturers emphasizing general liability and errors and omissions with separate towers of coverage.

Coverages: Commercial General Liability | Liquor Liability | Product Liability | Public Liability

Provides Single Event or Annual protection for individuals and/or organizations who serve alcohol to the public. Designed for full / part time employees and volunteers whose occupation includes serving alcohol. PAL’s Group Server policy is designed for service clubs or other organizations that are seeking Liquor Liability coverage on a single event or an Annual basis. EXCLUDING: NIGHTCLUBS, HOUSE PARTIES, PRIVATE PARTIES, FRAT PARTIES, COLLEGE / UNIVERSITY PARTIES.

Coverages: Commercial General Liability | General Liability | Liquor Liability | Public Liability

Provides liability protection against possible claims for bodily injury and/or property damage that may arise out of the operations of the AFTER GRAD event. This would be defined as the organized / controlled event (not part of the graduation event itself) for students and their invited guests. If you require coverage for the actual graduation ceremony or banquet/dance, please see our Special Events Liability Program.

Coverages: Property and Casualty

Designed to indemnify valuables while stored in a safety deposit box.

Coverages: Professional Liability

Broad, packaged policies for a wide range of professional services with cyber cover offered as standard for: Accountants, Bookkeepers and Auditors; Architects and Engineers; Oil and Gas Professionals; Professional Services; Recruitment, Employment and Staffing Agencies; Surveyors and Estate Agents.