Legal expenses insurance provides UK policyholders with cover for legal costs associated with defined disputes—such as employment, contract, property, or motoring matters—and is commonly sold as an add‑on to motor, home, or commercial policies. Insurance professionals must manage panel solicitor arrangements, triage and helpline services, and expectations around access to justice, ensuring that coverage triggers, exclusions, and sub‑limits are clearly communicated in line with FCA requirements on fair value and product clarity.
