Mobility insurtech Roamly has opened a dedicated commercial and underwriting office in London and appointed Dan Severin as head of global mobility insurance. The move puts to work the Lloyd's Coverholder status the company secured in July 2025, which granted it delegated underwriting authority to bind risks on Lloyd's balance sheet.
Roamly is the specialist insurance arm of The Ride Platform, a business co-headquartered in Austin and London that operates the Outdoorsy and Ride peer-to-peer vehicle-sharing marketplaces. Its existing UK presence includes a 24/7 network operations centre for its recreational vehicle, carsharing, and commercial fleet products. The new office adds dedicated underwriting and commercial capacity to that base.
Standard annual personal auto policies are not built for vehicles that move between private and commercial use multiple times a day. That mismatch has created a coverage gap that specialists are moving to fill. The car-sharing segment across Europe grew roughly 8% between 2024 and 2025 to reach an estimated fleet of 129,000 vehicles, data from Getmancar shows.
Severin brings direct experience of that gap at scale. He joins Roamly after nearly five years as head of insurance at Bolt, running programmes across more than 50 countries and 850 cities and covering more than 200 million customers and 4.5 million partners. Before Bolt, he spent over a decade in broking and underwriting governance at The Plan Group.
Jeff Cavins, chief executive of The Ride Platform, said the London office build-out was anchored by the company's Lloyd's appointment and its existing UK infrastructure.
Severin said legacy underwriting frameworks were failing to keep pace with change in mobility. "The old rules of legacy insurance simply cannot keep up with the explosive pace of AI and modern mobility," he said. He added that the platform places technology at the centre of underwriting and compliance as it scales across the UK and into Europe.
Apollo ibott 1971 supported Roamly's coverholder application at Lloyd's. The designation grants Roamly delegated underwriting authority to bind risks directly on Lloyd's balance sheet. For a business targeting professional fleet and mobility operators across multiple markets, that is the operational standing the London office is built around.
