“It follows that the other insurers who have insured policyholders using the very same policy wording must also be wrong not to pay COVID-19 claims for business interruption.”

Those were the words of Mishcon de Reya LLP partner Sonia Campbell (pictured) when the top law firm revealed possible plans to chase the insurers with the so-called “Resilience” policy wording, which Campbell noted was ruled as responsive by the High Court.

According to Mishcon de Reya, these insurers are: Allianz, AIG, Aspen, Aviva, AXA, Chubb, Liberty, MS Amlin, Protector, RSA, QBE, and Zurich.

In a statement released over the weekend, Campbell said: “We are actively considering a group action against all of these insurers to force them to honour their obligations.”

During the July hearings in the Financial Conduct Authority’s landmark business interruption test case, Mishcon de Reya participated in its capacity as the representative of intervenors Hospitality Insurance Group Action and Hiscox Action Group.

The September 15 verdict, all 162 pages of it, involved multiple wordings and outcomes. You can read all about the complexities here.