DUAL North America has secured $100 million per risk capacity for fine art, jewelry, couture, wine and spirits and other valuable assets.

This expansion provides higher limits and broader coverage, strengthening DUAL’s ability to address risks in these sectors, the company said.

The new capacity is designed to meet the evolving needs of the fine art market and other high-value asset owners. Coverage includes protection against wildfire, hurricane, earthquake and flood, which are key risks that have become more pressing due to changing environmental conditions.

The $100 million per risk capacity offers proprietary open peril coverage, which applies to private collectors, galleries, museums and corporate collections.

“With this increased capacity, DUAL is responding more effectively to the rapidly evolving needs of our clients, who are increasingly looking for more substantial and consistent coverage in today’s volatile climate,” said Peter Gosselink, EVP of Fine Arts. “We are not just underwriters, we are problem solvers, and this new coverage capability enables us to offer our clients more comprehensive and robust solutions for their commercial and personal account needs, giving them the security they need.”

DUAL’s expanded capacity reflects its focus on providing risk management solutions for collectors and institutions facing increasing exposure to natural disasters and other threats. The ability to offer higher limits allows clients to consolidate coverage under one provider rather than spreading risk across multiple insurers.

By securing this capacity, DUAL strengthens its market position in the fine art and valuable assets insurance sector. As risks continue to evolve, the company aims to offer solutions that provide financial security and stability for collectors, businesses, and institutions.