Inszone Insurance Services has picked up James R. Vozar Insurance Agency, deepening its Midwest footprint and folding a six-decade-old agricultural insurance specialist into its platform.
Terms of the deal were not disclosed. The acquired firm runs offices in Athens, Quincy and Union City, Michigan, with licences that stretch into Indiana, Ohio and Tennessee.
Founded in 1969 by James R. Vozar, the agency has built its book over more than 55 years on farm and agricultural cover, sitting alongside personal and commercial lines.
It moved to second-generation ownership in 2001, and in 2014 absorbed Union City Accounting & Tax Services, broadening into payroll and tax work.
Most recently, the business was run by Mike Vozar and Brian Earles, who drove its expansion across the state. Both will remain on board through the transition to shepherd client continuity and staff integration, the announcement said.
Mike Vozar said the agency had sought a partner able to take the business further, pointing to the buyer's "willingness to partner with us, as well as the new resources and advanced agency management systems they bring to the table."
Inszone chief executive Chris Walters (pictured above) framed the fit around local roots and sector focus. "James R. Vozar Insurance Agency has an incredible history of serving the Michigan community, particularly within the agricultural space," he said.
The timing drops Inszone into a segment pulled by opposing forces. Straits Research has valued the global agriculture insurance market at $38.86 billion in 2024, forecasting it will hit $51.37 billion by 2033, with North America the dominant region.
Washington has added to the tailwind. The One Big Beautiful Bill Act, passed last year, lifted statutory reference prices for Title I crops by between 10% and 20% from the 2025 crop year through 2031, and widened federal subsidies for crop insurance premiums.
Pricing on the ground, by contrast, has eased. Major carriers had expanded capacity and pared back rate-need across farm property, general liability and farm liability lines, even as auto held firm.
Farm Progress reported earlier this year that corn and soybean margins were set to turn negative in 2026, a squeeze likely to keep risk management high on growers' agendas.
The Vozar deal extends a brisk run of activity for Inszone. Earlier in April, the California-headquartered broker disclosed its purchase of Insurance Resources Group in Olathe, Kansas.
It has also recently taken on PMMH Insurance and stood up a dedicated mobile home division, pairing geographic reach with vertical specialization.
Whether the Michigan offices will be rebranded or keep trading under the Vozar name was not addressed by either party.
