Inszone Insurance Services has acquired Harris Insurance Services, a 101-year-old personal lines agency in West Tulsa, Oklahoma. It is the third deal the firm has announced in August alone.
Harris Insurance Services was founded in 1925 by Charles R. Harris and later incorporated in the 1970s. The agency served the West Tulsa community across three generations of the Harris family, specializing in home, auto, umbrella, motorcycle, RV, and boat coverage.
Founder Ross Harris said he vetted Inszone through peer references before agreeing to sell. "I checked in with five or six other agencies Inszone worked with and every single one gave glowing reviews," Harris said. "That made my decision easy."
Inszone acquired Hocker Family Insurance, a nearly century-old agency in Morgantown, Kentucky, on August 13. The Harris deal followed five days later.
The Sacramento-based brokerage completed 33 acquisitions through the first six months of 2026, second only to BroadStreet Partners with 37, according to OPTIS Partners. Its trailing 12-month acquisition pace grew 33% over the same period.
Backed by private equity firms BHMS Investments and Lightyear Capital, the company has completed approximately 137 acquisitions since its 2002 founding, according to Tracxn data.
In Oklahoma specifically, Inszone has pursued regional density-building. It acquired Chelf Insurance Group in Stillwater earlier in August, after its initial entry into the state in 2024.
North American insurance agency acquisitions totaled 292 in the first half of 2026, down 15% from the same period a year earlier. That was the lowest first-half figure since 2016, according to OPTIS Partners. Private equity-backed and hybrid buyers accounted for approximately 76% of announced transactions over the trailing 12 months.
The structural drivers of consolidation remain intact regardless of volume fluctuations. More than 35,000 independent agents and brokers operate in the US, according to IA Magazine, and most lack viable internal succession options. Platforms like Inszone offer expanded carrier access and back-office resources in exchange for independence.
Harris' peer-reference process suggests retiring owners are doing more homework before choosing a buyer. Inszone applied a similar succession rationale to its acquisition of a California auto specialist earlier in August, with expanded carrier access as the central pitch.
"A family business with nearly a hundred years of history and a deep specialty in personal lines does not come along every day," said Chris Walters, CEO of Inszone Insurance Services. "We are honored that the Harris family trusted us to be the next chapter in their story."
Financial terms were not disclosed.