Coverages: Infectious Disease Liability

IDL covers bodily injury to third parties arising from the Insured’s negligence causing or exacerbating an infection disease outbreak. The rise in outbreaks caused by zoonotic diseases (those with the potential to ‘jump’ to humans), as well as the explosion in global travel, have significantly increased the likelihood of a pandemic. This is exemplified by Covid-19, Ebola and Sars-Cov-1, occurring in the last two decades.

Coverages: Umbrella / Excess

Our solution-based underwriting approach offers the flexibility to accept risks that don’t fit the domestic appetite. Our target classes include but are not limited to Canadian domiciled and incorporated business with worldwide sales exposure and revenues under $25 million. We offer Umbrella / Excess capacity up to $10 million and have ability to schedule underlying GL and Auto where applicable.

Coverages: Liquor Liability | Sports Liability

Sports Liability includes general liability coverage for the host of the sporting event and coverage for injury to participants for sporting activities that qualify. This coverage protects against lawsuits brought on by a third party alleging that a bodily injury or property damage has been sustained by either an athletic participant or spectator for which the host individual or organization is liable (some restrictions apply).

Coverages: Property and Casualty

Cover for the core property and general liability risks faced by small businesses like property damage, business downtime, bodily injury, employers’ liability and products liability.
Manufacturers and Distributors: Fully blended policy for manufacturers emphasizing general liability and errors and omissions with separate towers of coverage.

Coverages: Product Liability

Medical Devices: Bespoke cover for businesses that import, manufacture or distribute medical devices.
Natural Health Products: Package policy combining general liability with products liability and recall for cosmeceuticals, vitamins, supplements, sports nutrition and related consumable product companies.
Research and Development: Package policy for businesses including drug developers, clinical trial and research organizations.

Coverages: Builders Risk | Environmental Liability | Property and Casualty

Cansure’s Environmental Pollution Liability insurance products are designed to provide the broad coverage needed to adequately protect businesses from the continuously changing environmental landscape.