- No contract required
Coverages: Property and Casualty
Cover for the core property and general liability risks faced by small businesses like property damage, business downtime, bodily injury, employers’ liability and products liability.
Manufacturers and Distributors: Fully blended policy for manufacturers emphasizing general liability and errors and omissions with separate towers of coverage.
Coverages: Commercial General Liability
In a market where traditional insurance often falls short, our CGL & Excess Liability solutions provide tailored coverage for unique risks. Our enhanced appetite and risk profile centers around Canadian incorporated and domiciled risks with worldwide sales exposure (no US locations and no US manual work). We focus on businesses with revenues under $25 million, including up to 50% US sales, depending on class of business.
- Docs available A
- No contract required
Coverages: Commercial General Liability | Cyber | Property Damage | Umbrella / Excess | War and Terrorism
ABEX offers a variety of commercial package policies, designed to provide both liability and property coverage, so that your clients can keep running their business successfully. Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit a domestic market.
- Docs available A
- No contract required
Coverages: Umbrella / Excess
Our solution-based underwriting approach offers the flexibility to accept risks that don’t fit the domestic appetite. Our target classes include but are not limited to Canadian domiciled and incorporated business with worldwide sales exposure and revenues under $25 million. We offer Umbrella / Excess capacity up to $10 million and have ability to schedule underlying GL and Auto where applicable.
- No contract required
Coverages: Commercial General Liability | Contents
Our Small-Medium Enterprise product meets the needs of new, growing, and established businesses in retail, amusement, and hospitality. We also offer coverage for e-commerce with no cap on U.S. or global sales. With over 20 years of commercial insurance experience across many industries, our expert team is ready to help you find the right solutions for your clients.
- No contract required
Coverages: Product Recall
Product Recall: Comprehensive cover for a variety of industries and recall scenarios, ranging from product guarantees and contamination events to cyber product tamper.
Restaurant Contamination: Bespoke cover addressing contamination events in restaurants.
- Docs available P
- No contract required
Coverages: Commercial General Liability | Public Liability
Provides annual coverage for event planners. Designed for small to medium sized businesses that typically plan 1 to 100 events per year with a gross revenue between $10,000 and $500,000. Typical events planned could include weddings, conferences, small concerts, corporate launches, exhibitions and more. Commercial General Liability with limits from $1,000,000 to $5,000,000 with a deductible of $1,000. Coverage is offered for event planning operation only.
- No contract required
Coverages: War and Terrorism
Active Assailant: This policy offers incident response and crisis management services, provides victim compensation and support and also covers legal liabilities, damage to property and any interruption to your business.
Terrorism and Sabotage: Standalone cover in the event of political, religious and ideological acts, including non-damage business interruption.