Coverages: Contents | Property Damage

Protect your engagement ring or wedding ring(s) with PAL Wedding Rings. Feel rest assured that your precious items are protected. This coverage offers annual terms for your engagement ring or wedding band(s) protecting you against the following: Physical loss or damage to engagement ring or wedding band(s). All risk policy subject to the policy wordings. Worldwide Coverage.
Note: Appraisals on Jewellery are REQUIRED prior to providing a quote.

Coverages: Commercial General Liability | General Liability | Event Cancellation | Liquor Liability | Public Liability

PAL's Weddinguard program provides the Liquor Liability coverage that many wedding venues require couples to obtain for their wedding, plus many more financial protections that will give peace of mind in those critical days leading up to the wedding day. Coverages include insurance for cakes, flowers, bridal attire, and much more. Can be applied for up to one year in advance of the wedding.

Coverages: Contents | Property Damage

Insures against direct physical loss or damage to Miscellaneous Property items while in the care, custody or control of the insured. A copy of the rental contract is required if applicable. Coverage is available on a per-day basis up to one year. This is an All Risk / Named Perils policy with the option of Actual Cash Value or Replacement Cost coverage.  Policy details are customized with each request. PAL does not offer liability coverage under this policy. PAL does not offer any coverage for property while in transit.

Coverages: Event Cancellation | Prize Indemnity

Coverages: Commercial General Liability | Contents | Professional Liability

When businesses are providing services where they are being relied upon as an expert this creates a Professional Liability exposure, and an Errors and Omissions policy can cover potential financial losses not covered under a normal Commercial General Liability policy. With over 50 types of professionals we cover, SIGNAL’s team is here to assist your clients.

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

This program provides protection when lawsuits are brought against individuals, organizations or companies who host single / multi-day functions with alcohol service. Designed for event hosts who are holding reception-type events in a rented facility. A valid liquor permit or license must be in place for service of alcohol IN A RENTED FACILITY. Events on Private property do not require a liquor license in place

Coverages: Commercial General Liability | Public Liability

Provides annual coverage for event planners. Designed for small to medium sized businesses that typically plan 1 to 100 events per year with a gross revenue between $10,000 and $500,000.  Typical events planned could include weddings, conferences, small concerts, corporate launches, exhibitions and more. Commercial General Liability with limits from $1,000,000 to $5,000,000 with a deductible of $1,000. Coverage is offered for event planning operation only.

Coverages: Event Cancellation | War and Terrorism

This policy is meant to respond with respect to cancellation, abandonment, postponement, interruption or relocation of an event (in whole or in part), provided always that the cause for such loss is beyond the host’s control and the control of any other party that is key to the success of the Event. Event types include outdoor festivals, trade shows, sporting events, concerts, conferences, and many more!

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

Provides protection to event hosts against lawsuits arising out of single/multi-day functions with or without service of alcohol. All events with live entertainment or sports MUST be submitted on this form. Please note, we are unable to provide you with a quote more than 120 days in advance of the event.

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

THIS POLICY IS FOR LIQUOR COVERAGE ONLY. Provides protection for lawsuits brought against individuals, organizations or companies who host single/multi-day functions. Designed for event hosts who are seeking to cover their liquor exposure only, or for organizations who are already covered by a CGL policy which excludes any liability arising from the sale, service, or consumption of alcohol.