Unica Insurance

Unica Insurance: Everything you need to know

Headquarters address

7150 Derrycrest Drive, Mississauga, Ontario L5W 0E5, Canada

Year established

1955

Size (employees)

140+
Insurance revenue $4.76 billion (Beneva, 2024)
Underwriting expertise Niche commercial and personal insurance
Key people Guy Lecours (chief operating officer), Jennifer Ronca (senior vice-president of operations), Monica Celisano (regional vice-president, commercial), Laurence Wymant (interim regional vice-president, claims), Tanya Eyram (regional vice-president, personal), Chris Weston (regional vice-president, business development and broker financial solutions), Cristine Chan (senior director, HR & shared services), Mark Fonseca (senior director, litigation)

About Unica Insurance

Unica Insurance is an insurance carrier delivering niche commercial solutions (including property and liability, vehicle, and small business products) and personal insurance products (including coverage for properties, vehicles, leisure and lifestyle, as well as umbrella insurance).

Unica is a subsidiary of Beneva, one of the largest property and casualty insurers in Canada. Unica is a subsidiary of La Capitale General Insurance, which is one of the largest property and casualty insurers in Canada. Unica’s products are delivered through a network of insurance brokers across Ontario – a channel that the company consistently stands behind.

Unica has been recognized as a Five-Star Carrier by Insurance Business as well as a Top Insurance Workplace.

History of Unica Insurance

Unica’s roots date back to 1955, though it was initially a non-standard automobile insurer called York Fire & Casualty Insurance Company. In 2007, the company was drowning after years of poor results and its future prospects looked dim. However, in 2008, York Fire & Casualty was acquired by La Capitale General Insurance, which kicked off one of the most significant industry turnarounds in recent years.

Following the acquisition, York Fire & Casualty was rebranded to Unica Insurance. It was reinvented as a niche carrier offering commercial and personal solutions, claims management, and semi-exclusive broker partnerships. 

Leadership at Unica Insurance

Guy Lecours – Chief operating officer

Guy Lecours is a seasoned leader with more than 25 years of experience in the insurance industry. A Fellow of the Canadian Institute of Actuaries, Lecours has held various senior management positions at major companies mainly in Quebec and other parts of Canada. He sits on several boards of directors.

Culture at Unica Insurance

Unica has established itself as a “people first” company and offers many benefits to its employees. These include work-life balance as a full-time hybrid workplace, paid vacation time and company holidays, two floater days, and additional time off for important events like moving, marriage, and having kids.

Unica also boasts a strong social and environmental commitment, and meets sustainable development standards. The carrier manages the way its operations affect the environment and surrounding community through its Leadership in Energy and Environmental Design (LEED) building, a partnership with The Carpool Network, as well as an eco-committee that sponsors ideas to encourage environmentally friendly behaviours among its employees and the broader business operations.

The race for risk
When everyone is competing on price, what actually wins?
The race for risk
Sandbox Mutual renews Magenta Level support for IBAC's Broker Identity Program
The regional Prairie insurer joins a long list of broker-exclusive carriers renewing at the same tier in 2026
Sandbox Mutual renews Magenta Level support for IBAC's Broker Identity Program
Economical Insurance renews IBAC Broker Identity Program support
Economical backs broker channel as distribution landscape shifts
Economical Insurance renews IBAC Broker Identity Program support
Wawanesa renews Magenta Level support for IBAC's Broker Identity Program
Renewal lands amid live debate over Bank Act separation and MGA regulatory reform
Wawanesa renews Magenta Level support for IBAC's Broker Identity Program
Trisura renews Magenta Level support for IBAC's Broker Identity Program
IBAC's banking-insurance separation advocacy gets fresh backing from Trisura
Trisura renews Magenta Level support for IBAC's Broker Identity Program
Soft market, sharp competition
Why pricing is no longer a differentiator in Canada’s commercial market
Soft market, sharp competition
Wynward Insurance Group renews IBAC Broker Identity Program support
Brokers hold 58% of Canada's P&C market - but the structural pressures are mounting
Wynward Insurance Group renews IBAC Broker Identity Program support
Tribunal orders Definity to pay denied attendant care up to $1,200
Adjudicator rejects insurer's per-invoice cap argument in Ontario auto benefits ruling
Tribunal orders Definity to pay denied attendant care up to $1,200
Intact Insurance renews Magenta-level backing for IBAC's national broker awareness campaign
The renewal underscores the broker channel's strategic importance at a time of rapid industry change
Intact Insurance renews Magenta-level backing for IBAC's national broker awareness campaign
Court strikes down Allstate's income replacement denial to paraplegic claimant
He wasn't paid by his employer - but the court says he was still "employed"
Court strikes down Allstate's income replacement denial to paraplegic claimant
Free newsletter

Our daily newsletter is FREE and keeps you up - to - date with the world of Insurance. Please complete the form below and click on subscribe for daily newsletters from IB CA.