A recent survey conducted by Nanos Research shows that the majority of Albertans are doubtful that auto insurance premiums will decrease if the Government of Alberta implements its proposed no-fault insurance system, managed by for-profit insurance companies.
According to the survey, just 19% of respondents believe premiums will decrease under the new system, while 47% think it is unlikely. This indicates a high level of skepticism among Albertans regarding the financial benefits of the proposed auto insurance changes.
In addition to concerns about potential premium reductions, the survey highlights Albertans' strong attachment to legal rights and personal accountability. Seventy-five per cent (75%) of respondents rated the right to sue someone for harm or injury as important, while 82% emphasized the importance of holding individuals financially accountable for their actions in cases of harm or injury.
The online survey was commissioned by CBA Alberta and conducted by Nanos Research. It was conducted between March 24 and April 1, 2025, with 1,087 Albertans aged 18 or older participating.
The findings align with earlier research conducted by the Government of Alberta. A survey by The Strategic Counsel in June 2024 found that 73% of Albertans agreed that the ability to sue an at-fault party is crucial for holding them accountable.
The findings have drawn attention from legal professionals, who have raised concerns about the broader implications of the proposed changes.
“We believe it is essential to carefully consider the potential impact of these changes on Albertans’ legal rights and access to justice,” said Robert Bassett, president of the Canadian Bar Association – Alberta branch.
Meanwhile, M. Jenny McMordie, co-chair of CBA Alberta’s working group on auto insurance reform, called for further consultation.
“We urge the government to work with legal professionals and other stakeholders to ensure that the proposed changes are fair, effective, and in line with the public interest,” McMordie said.
While the Government of Alberta’s auto insurance reforms have drawn significant attention, the survey also found that auto insurance is not a top priority for most Albertans. Respondents’ concerns were focused primarily on healthcare, the cost of living, education, and affordable housing.
