Auto theft takes emotional and financial toll on Canadians: Co-operators

A new survey also showed a gap in the adoption of anti-theft technology

Auto theft takes emotional and financial toll on Canadians: Co-operators

Motor & Fleet

By Jonalyn Cueto

A recent survey conducted by Co-operators reveals that the escalating rate of vehicle theft is a significant concern for Canadian drivers, exacerbated by the ongoing cost-of-living crisis and increasingly sophisticated criminal tactics.  

The national poll indicates that nearly half of Canadians feel more anxious about vehicle theft than ever. 

The survey highlights the widespread impact of this issue, with almost half of Canadians reporting direct or indirect experiences with vehicle theft, including having their own vehicle stolen, experiencing break-ins, or knowing someone who has.  

This persistent threat is taking an emotional toll, as over a third (36%) of respondents reported feeling unsafe, and nearly two-thirds (63%) cited lasting emotional distress and a sense of violation as key consequences. 

Financial worries also loom large, with nearly three-quarters (72%) of Canadians anticipating that the cost of replacing or repairing a stolen vehicle would be a burden. An equal percentage expect their insurance premiums to rise due to the ongoing crisis. 

The survey also revealed regional and generational differences, with Ontarians and Gen Z respondents expressing greater concern and exposure to vehicle theft.  

The online survey polled 1,000 Canadian vehicle owners between March 21 and 23, 2025. 

“Whether the cost is emotional or financial, Canadians simply cannot afford to face the ongoing crisis of vehicle theft,” stated Tara Laidman, vice president of home and auto insurance at Co-operators.  

Laidman emphasized that supply chain disruptions will likely inflate costs and extend replacement times, further compounding the problem. 

Dealing with more sophisticated auto theft 

Deputy Chief Nick Milinovich of Peel Regional Police noted the increasing sophistication of vehicle theft operations.  

“These aren’t one-off incidents,” he said. “They’re coordinated, fast-moving and often linked to larger criminal operations.” He stressed the importance of awareness, prevention tools, partnerships, and consistent action across all sectors. 

The Co-operators survey uncovered a gap in the adoption of advanced anti-theft technology, often due to cost concerns. While most Canadians take basic precautions like locking doors (88%) and not leaving vehicles running unattended (75%), the use of more advanced solutions remains low.  

Only about a third (29%) use anti-theft alarms, and even fewer utilize steering wheel locks (13%), window VIN etching (11%), TAG anti-theft systems (10%), or faraday pouches (8%). 

In response to these findings, Co-operators is partnering with Tag Tracking and Speedy Glass for a one-day event in Mississauga to install TAG anti-theft devices for select clients who have previously experienced vehicle theft. This initiative aims to demonstrate the value of proactive protection and encourage broader adoption of technology-based solutions. 

Freddy Marcantonio, vice president of tag tracking, emphasized the broader impact of vehicle theft, stating it takes “your time, your security, and often thousands of dollars.” Canada’s Associate Minister of Auto Theft and Bail Reform Zee Hamid welcomed such initiatives. 

What are your thoughts on the impact of vehicle theft on communities? Share your insights in the comments below. 

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