“Valentine’s month is a crucial period for jewelry stores, and we want to empower our clients to make the most of the heightened activity while being prepared for any unexpected challenges.”

Those were the words of CHES Special Risk chief executive and president Gary Hirst when the Lloyd’s coverholder reminded jewelers to be appropriately insured during such a busy season.

In an emailed release, the managing general agent said: “CHES Special Risk offers a specialized jewelers block insurance product designed to meet the unique requirements of jewelry store owners.

“This comprehensive coverage includes: stock, goods in trust, and money protection, covering incidents such as shoplifting, trick loss, accidental damage, hold-ups, snatch and grabs, sleight of hand, and more; material damage coverage for buildings, tenant improvements, contents, computers, personal effects of staff, laptops, and company mobile phones; business interruption coverage to address the loss of profits resulting from an insured loss under stock, goods in trust, and money, or material damage covers; personal accident cover for bodily injury to staff in the event of assault related to theft or attempted theft.”   

CHES Special Risk has been operating for 36 years.

Hirst noted: “Jewelers block insurance is one of our specialized products, and we invite our clients to trust us for their insurance needs. We are committed to safeguarding their businesses and ensuring they can focus on what matters most during this Valentine’s month – serving their customers.”

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