Lloyd’s Underwriters is reportedly being sued by a jewellery store owner for denying coverage after the establishment was robbed of over $500,000 in November last year.

According to a Global News report, Cooper Fine Jewellery was denied coverage because it did not meet the security standards set forth in its $355,000 policy—the store lacked a double trap entrance door.

The plaintiffs, Vanessa Prom and Song Lim, allege that Lloyd’s did not properly advise them on the security requirements. They are seeking aggravated, punitive and exemplary damages against the firm.

“Instead of giving the plaintiffs peace of mind, the defendants, or any or them, have set upon or allowed a course of action to worsen the plaintiff’s loss and emotional stress,” said the notice of civil claim, as quoted by the report. Lloyd’s has yet to file a response in court.

During the robbery, the suspects restrained two of the store’s employees and fled in a dark-coloured SUV. No weapons were used, according to the Royal Canadian Mounted Police.


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