DUAL : Everything you need to know

DUAL: Everything you need to know

Note: In October 2023, the Howden announced the consolidation of its worldwide broking operations under one unified name. Among these operations is DUAL. You can find more details about Howden here.

Headquarters address

1 Creechurch Place, London, Greater London EC3A 5AF, United Kingdom

Year established

1998
Size (employees) 1,000+
Global locations Austria, Australia, Brazil, Czech Republic, Finland, Germany, Hong Kong, Ireland, Italy, Mexico, New Zealand, Singapore, Spain, Slovenia, Switzerland, United Arab Emirates, United Kingdom, United States
Gross written premiums US$2.3 billion
Expertise Cyber, energy, financial lines, forestry, healthcare, M&A, political violence, professional indemnity
Key people Richard Clapham (CEO)

About DUAL

DUAL is the largest international underwriting agency in the world, and Lloyd’s largest international coverholder. The DUAL Group is the underwriting division of Howden Group Holdings (formerly Hyperion Insurance Group), which was founded in 1994 as a wholesale broker in the UK. Today, DUAL has outposts across Europe, the Asia-Pacific region, the Middle East, and the US.

DUAL’s products include cyber, energy, financial lines, forestry, global healthcare, mergers and acquisitions, political violence, professional indemnity, DUAL Oliva – which consists of bespoke products across the commercial, construction, and specialist sectors, and DUAL Aqua – offering tailored solutions within niche classes of business.

DUAL was established in 1998. In 2014, the company restructured its binders into a worldwide quota share, with both old and new carriers taking part.

DUAL in the news

January 2021: DUAL Group names new CEO of North America operations
February 2021: DUAL North America bolsters cyber liability team
May 2021: DUAL bolsters North American leadership team
June 2021: DUAL launches public company D&O offering
July 2021: DUAL enhances online platform for primary and excess flood
August 2021: Leader shares plans for combined DUAL and Align US businesses
August 2021: DUAL CEO lifts the lid on major acquisition
October 2021: DUAL launches international terrorism and political violence program
January 2022: DUAL launches crisis management team

Key people

Richard Clapham – CEO of DUAL Group

Clapham has more than 30 years’ experience in the insurance market, and his career kicked off with property broking at DR Fleet & Co. His other roles have included positions leading Markel’s professional indemnity division and chief operations director of an AIM-listed start-up. Clapham has also collected over a decade of experience with Catlin, as a member of the group underwriting board, a director of Catlin Underwriting Agency, and Catlin Insurance Company UK, and a member of the UK Executive Committee. Previous to his current role, Clapham was the group chief underwriting officer, and CEO of UK and Europe for DUAL.

Culture

DUAL prides itself on bringing underwriters under its wings that have comprehensive knowledge of global insurance markets and trends, as well as those looking to apply their global skills inside their local market. These underwriters are likewise skilled in loss mitigation techniques and claims settlement strategies.

In the news

Insurance moves: DUAL UK, LMG, Mosaic, Allianz UK, IUA, Westfield Specialty and Verisk

INSURANCE NEWS

Insurance moves: DUAL UK, LMG, Mosaic, Allianz UK, IUA, Westfield Specialty and Verisk

They include a new chief data officer and a new chief actuary

Local focus, big gains: Brokers rethink strategy to stay ahead

INSURANCE NEWS

Local focus, big gains: Brokers rethink strategy to stay ahead

Rob Corner, chief distribution officer at DUAL, shares how embracing regional insight and refining commercial strategies can unlock growth and deepen client trust

Brokers reveal UK's top MGAs for 2025

INSURANCE NEWS

Brokers reveal UK's top MGAs for 2025

New report highlights leading MGAs across 16 insurance lines

DUAL UK rolls climate solutions for resilient real estate investment

CATASTROPHE & FLOOD

DUAL UK rolls climate solutions for resilient real estate investment

UK CEO outlines the importance of insurance in resilience-building

DUAL Europe's CEO and marine chairman on expansion and the marine landscape

MARINE

DUAL Europe's CEO and marine chairman on expansion and the marine landscape

Company outlines bold plans after latest office opening

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