New online insurance provider Dinghy has found an ally in ARAG.
Teaming up to roll out “Freelancer Assist,” the two providers will combine their offerings to afford freelance professionals legal services and protection. Freelancer Assist – which consists of ARAG’s online legal resources, advice, and insurance – will be part of all Dinghy packages.
Currently the insurtech start-up offers professional indemnity, public and cyber liability products, as well as cover for business equipment to independent workers.
“Our customers tend to be comfortable with technology, so ARAG’s digital legal tools, which allow them to self-serve but fall back on expert help if they need it, are a perfect fit,” noted Dinghy co-founder Rob Hartley. “Legal expenses insurance inevitably tends to focus on the risk of employment disputes, but that sort of cover is irrelevant to freelancers.
“ARAG has been great in putting together a package that really suits our specific customers at a price that reflects the cover but offers huge value to them.”
Dinghy – whose principal underwriter is Beazley Syndicates at Lloyd’s and is an Appointed Representative of ReSolution Underwriting Partnerships – caters primarily to the IT, creative, and wider consultancy sectors.
“More and more people are working independently, and they tend to be time-poor but also conscious about their overheads,” commented ARAG corporate account manager George Bladon, who believes his firm’s new partner has “really hit” on a market that is ripe for such technological disruption.
“Dinghy has made it quick and easy for them to buy insurance that suits their needs, without unnecessary cover and cost,” said Bladon. “Once they’ve bought it, Freelancer Assist helps them to manage all sorts of legal responsibilities and issues that can be really time-consuming and expensive for a micro-enterprise.”