A specialist claims adjuster, two healthcare underwriters, and a credit risk director are among the latest appointments across the UK insurance and financial services market, as demand rises in warranty and indemnity, private healthcare liability, and credit risk modelling.
Markel International has appointed Amy Martin (pictured, left) as senior claims adjuster for warranty and indemnity (W&I), based in London. The hire comes as notifications in the W&I claims market climb and deal volumes continue to grow across the transactional liability class.
Martin joins from Chubb, where she handled complex UK and international professional indemnity claims. A qualified solicitor, she has more than a decade of experience across insurance claims and legal advisory roles in both private practice and in-house positions. She will handle complex, high-value claims across Markel International's Transactional Liability class, including W&I, contingent risk and tax. She reports to Rachel Nestor, claims manager for management and transactional liability, cyber, and technology, media, and telecommunications.
The W&I market has continued to expand. A Norton Rose Fulbright and Mergermarket survey found that 65% of senior dealmakers globally expected greater use of W&I and representations and warranties insurance in 2025. Gallagher's Global M&A Insurance 2025 Review found capacity remained strong, with the product now standard across transactions from lower mid-market deals to large cross-border acquisitions.
Claims activity is keeping pace with that growth. W&I notifications in EMEA climbed from 70 in 2024 to 119 in 2025, according to Aon's 2026 Global M&A and Transaction Solutions Claims Study. Rival broker Marsh placed US$91.6 billion in transactional risk limits in 2025, up 34% on 2024, across more than 3,800 policies. Financial statement breaches drove 38% of total losses globally.
Jonathan Pestell, head of claims for professional and financial risks and cyber at Markel International, said transactional risk was becoming more complex and interconnected. He said clients and brokers looked for clarity, consistency and expertise in the claims process.
Specialist MGA Euna has made two appointments to its healthcare underwriting team. Sharon Brennan (pictured, second) joins as senior healthcare underwriter with more than 25 years of experience across UK and international healthcare underwriting, most recently as a practice leader in the London Market. Rosie David (pictured, third) joins as healthcare underwriter.
NHS waiting lists reached 7.3 million in December 2025, a figure that has driven growth in private healthcare provision across specialties including orthopaedics and gynaecology. A new licensing regime for cosmetic procedures is also bringing a previously unregulated sector within the scope of professional indemnity requirements.
PMI-funded admissions reached 670,000 in 2025, the highest level on record, according to Broadstone's analysis of PHIN and NHS England data. The NHS diagnostic waiting list stood at 1.92 million in March 2026, up from 1.70 million a year earlier. Year-on-year growth in PMI-funded admissions fell to 0.8% in 2025, down from 14% in 2022.
Diagnostic pressure continues to build. The number of patients waiting six weeks or more for a test rose by 94,000 year-on-year to 407,000 in March 2026. Total private health admissions, including both PMI-funded and self-pay, reached 500,000 in the first nine months of 2025.
Chris Comerford, head of healthcare at Euna, said the private healthcare market had expanded and the risks being placed were becoming more complex. "Our proposition is centred on fast, informed decisions, tailored solutions and access to experienced underwriters," Comerford said.
Broadstone has appointed Daniel Murdoch (pictured, right) as a director in its Banking and Credit Advisory division. Murdoch joins from Coventry Building Society, where he was head of credit model integration. He has previously held roles at Nationwide, Lloyds Banking Group, TSB Bank and Virgin Money.
At Broadstone, Murdoch will lead IRB, capital management, and model risk engagements, covering regulatory assessment, model design, development, validation, Pillar 2 and model risk strategy. The Banking and Credit Advisory division has expanded through the acquisitions of Vestigo Partners in 2024 and Rockstead in 2026.
Damien Burke, head of regulatory practice in the division, said Murdoch's experience in risk modelling, model integration and regulatory frameworks would strengthen the support provided to clients.
