Inszone Insurance Services has acquired The Lightle Group, LLC, the Bremerton, Washington firm that operates as Radwick & Lightle. The deal adds a dedicated employee benefits specialist to Inszone's existing Washington presence.
Radwick & Lightle was founded in 2001 by Curt Lightle. The agency spent more than two decades serving small to mid-sized Washington businesses with employee benefit plan design, HR support, compliance services, and claims advocacy.
Lightle began planning for the agency's long-term future before the transaction. Senior benefits consultant Justin Foltz will continue with the firm and is expected to lead operations as the business scales under Inszone's ownership.
Foltz said the decision came down to finding a buyer that would preserve the agency's service model. "Inszone understood who we are, what our clients mean to us, and the kind of service model we have spent years building," he said.
Chris Walters, CEO of Inszone, said the team's focus on HR support and compliance advisory aligned with the firm's service model. He said Inszone plans to give the Radwick & Lightle team access to broader insurance markets and back-office resources.
Inszone ranked second among all US broker buyers in the first half of 2026, closing 33 transactions based on OPTIS Partners data. North American agency deal volume fell to 292 acquisitions in H1 2026, a 15% year-on-year drop and the lowest first-half total in seven years. Inszone's pace runs counter to that market-wide contraction.
The Radwick & Lightle transaction fits a pattern of national aggregators targeting founder-run benefits agencies at succession. For a founding principal without an internal successor, a national buyer offers carrier access and back-office infrastructure that most independent shops cannot build alone.
Employee benefits books have drawn sustained acquisition interest. Healthcare costs for employer-sponsored plans are projected to rise between 6.5% and 9.5% in 2026, according to surveys from Mercer, PwC, and Aon. High renewal retention rates make benefits books durable revenue sources for PE-backed consolidators.
Inszone now operates across 25 states following the Washington addition. The firm was founded in 2002, is backed by BHMS Investments and Lightyear Capital, and has completed more than 130 acquisitions since inception.
No financial terms were disclosed.
