LEG3 remains standard in Canada while US insurers replace it with proprietary wordings carrying stricter defect definitions and higher deductibles
Manitoba's expanded flood assistance programs signal a growing insurance divide – and a harder conversation for brokers
Two specialist hires signal where Canadian brokers and MGAs are directing technical underwriting investment as renewable energy and battery storage risks multiply
Regulatory green light adds to a growing list of approvals as a decade-defining specialty consolidation nears completion - and signals more market change ahead
A pattern five years in the making is reshaping the Canadian P&C market – and brokers are caught in the middle of it
Three insurers have already drawn coverage blackout zones in Calgary. Alberta's government is still reviewing building codes. Brokers are caught in the middle
A first-of-its-kind Canadian study finds eco-anxiety affects nearly six in 10 workers, putting group benefits brokers on notice about a new mental health risk factor
With 1.5 million high-risk households still uninsured for flood, Co-operators' all-risk flood product now covers 745,000 – and the national program meant to fill the gap has no launch date
Navacord's Robert Beeston breaks down how these pressures are colliding to change how construction risk gets priced and placed
NFP's Randy Ramkissoon says one GPS tracker isn't enough anymore – thieves know where to look, and the claims are getting more severe
BFL Canada's Hector Plascencia says the gap between identifying a risk and actually understanding its business impact is where most organizations fall short
