Coverages: Commercial General Liability
In a market where traditional insurance often falls short, our CGL & Excess Liability solutions provide tailored coverage for unique risks. Our enhanced appetite and risk profile centers around Canadian incorporated and domiciled risks with worldwide sales exposure (no US locations and no US manual work). We focus on businesses with revenues under $25 million, including up to 50% US sales, depending on class of business.
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Coverages: Commercial General Liability | Cyber | Property Damage | Umbrella / Excess | War and Terrorism
ABEX offers a variety of commercial package policies, designed to provide both liability and property coverage, so that your clients can keep running their business successfully. Our solution based underwriting approach allows us the flexibility to accept those risks that don’t always fit a domestic market.
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Coverages: Umbrella / Excess
Our solution-based underwriting approach offers the flexibility to accept risks that don’t fit the domestic appetite. Our target classes include but are not limited to Canadian domiciled and incorporated business with worldwide sales exposure and revenues under $25 million. We offer Umbrella / Excess capacity up to $10 million and have ability to schedule underlying GL and Auto where applicable.
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Coverages: Infectious Disease Liability
IDL covers bodily injury to third parties arising from the Insured’s negligence causing or exacerbating an infection disease outbreak. The rise in outbreaks caused by zoonotic diseases (those with the potential to ‘jump’ to humans), as well as the explosion in global travel, have significantly increased the likelihood of a pandemic. This is exemplified by Covid-19, Ebola and Sars-Cov-1, occurring in the last two decades.
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- No contract required
Coverages: Cyber
ABEX's cyber insurance safeguards businesses from digital threats like hacking, data breaches, and ransomware. It covers recovery costs, notification expenses, legal fees, and more.
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Coverages: War and Terrorism
Active Assailant: This policy offers incident response and crisis management services, provides victim compensation and support and also covers legal liabilities, damage to property and any interruption to your business.
Terrorism and Sabotage: Standalone cover in the event of political, religious and ideological acts, including non-damage business interruption.
- No contract required
Coverages: Property and Casualty
Cover for the core property and general liability risks faced by small businesses like property damage, business downtime, bodily injury, employers’ liability and products liability.
Manufacturers and Distributors: Fully blended policy for manufacturers emphasizing general liability and errors and omissions with separate towers of coverage.