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Hospitality
ABEX Affiliated Brokers Exchange Inc.
  • Docs available A
  • No contract required

Coverages: Commercial General Liability | Contents | Crime | Liquor Liability | Property Damage

ABEX’s hospitality insurance is essential for hospitality operators looking for complete coverage. It is tailored to Family Restaurants (licensed and unlicensed) with liquor receipts at 35% of total revenues higher liquor receipts considered on prior submit basis, Fine Dining Restaurants with liquor receipts at 55% of total revenues, cafes, coffee shops, mobile vendors and take out restaurants.

Weddinguard
PAL Insurance Brokers Canada
  • Docs available P
  • No contract required

Coverages: Commercial General Liability | General Liability | Event Cancellation | Liquor Liability | Public Liability

PAL's Weddinguard program provides the Liquor Liability coverage that many wedding venues require couples to obtain for their wedding, plus many more financial protections that will give peace of mind in those critical days leading up to the wedding day. Coverages include insurance for cakes, flowers, bridal attire, and much more. Can be applied for up to one year in advance of the wedding.

Server Liability
PAL Insurance Brokers Canada
  • Docs available P
  • No contract required

Coverages: Commercial General Liability | Liquor Liability | Product Liability | Public Liability

Provides Single Event or Annual protection for individuals and/or organizations who serve alcohol to the public. Designed for full / part time employees and volunteers whose occupation includes serving alcohol. PAL’s Group Server policy is designed for service clubs or other organizations that are seeking Liquor Liability coverage on a single event or an Annual basis. EXCLUDING: NIGHTCLUBS, HOUSE PARTIES, PRIVATE PARTIES, FRAT PARTIES, COLLEGE / UNIVERSITY PARTIES.

Party Alcohol Liability
PAL Insurance Brokers Canada
  • Docs available P
  • No contract required

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

This program provides protection when lawsuits are brought against individuals, organizations or companies who host single / multi-day functions with alcohol service. Designed for event hosts who are holding reception-type events in a rented facility. A valid liquor permit or license must be in place for service of alcohol IN A RENTED FACILITY. Events on Private property do not require a liquor license in place

Liquor Liability Only
PAL Insurance Brokers Canada
  • Docs available P
  • No contract required

Coverages: Commercial General Liability | Event Cancellation | General Liability | Liquor Liability | Public Liability

THIS POLICY IS FOR LIQUOR COVERAGE ONLY. Provides protection for lawsuits brought against individuals, organizations or companies who host single/multi-day functions. Designed for event hosts who are seeking to cover their liquor exposure only, or for organizations who are already covered by a CGL policy which excludes any liability arising from the sale, service, or consumption of alcohol.

Hospitality
PAL Insurance Brokers Canada
  • No contract required
Min Premium CA$ 100/Year

Coverages: Commercial General Liability

- CGL including Host Liquor Liability
- Liquor Sales up to 100%
- Cyber Coverage Available
- Able to Write Small to Large Accounts
- Able to Accommodate Majority of Hospitality Accounts
- Forcible Ejection Coverage Available (Some Restrictions Apply)
- Strong Capacity Backed by Lloyd’s
- Available in every province except Ontario and Quebec

General Commercial
PAL Insurance Brokers Canada
  • No contract required
Max Coverage CA$ 5M

Coverages: Commercial General Liability | General Liability | Hard to Place | Product Liability | Public Liability

Commercial General Liability is designed to protect your business against bodily injury/property damage that was caused by the business' operations and/or products for which they are found legally liable.

Exhibitor Liability
PAL Insurance Brokers Canada
  • Docs available P
  • No contract required

Coverages: Commercial General Liability | Liquor Liability | Product Liability | Property Damage | Public Liability

Ideal for any exhibitors at consumer shows, trade shows, craft shows, markets, food fairs, festivals, concerts, malls, farmer’s markets, flea markets, etc. 
COVERAGE AVAILABLE
• $1,000,000 to $5,000,000 Commercial General Liability – with or without Food / Beverage coverage
• $500,000 Tenant Legal Liability - Covers liability for damage to premises you rent – Included

HIGHLIGHTS
• Premiums starting from $10
• Automatic quote bind and issue on the spot (some restrictions apply)

Event Planners
PAL Insurance Brokers Canada
  • Docs available P
  • No contract required

Coverages: Commercial General Liability | Public Liability

Provides annual coverage for event planners. Designed for small to medium sized businesses that typically plan 1 to 100 events per year with a gross revenue between $10,000 and $500,000.  Typical events planned could include weddings, conferences, small concerts, corporate launches, exhibitions and more. Commercial General Liability with limits from $1,000,000 to $5,000,000 with a deductible of $1,000. Coverage is offered for event planning operation only.

Caterer Liability
PAL Insurance Brokers Canada
  • Docs available P
  • No contract required

Coverages: Commercial General Liability | Liquor Liability | Product Liability | Public Liability

Our Caterer program is designed for Caterers who have been hired by an event host to serve food and or drinks at their social event. Available for Single Events or Annual Terms. Provides coverage in the event that someone gets sick while eating a caterer's food, injures themselves if they trip over a piece of caterer's equipment, or gets scalded by a hot dish that a caterer prepared.

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