Coverages: Commercial General Liability | Contents | Crime | Liquor Liability | Property Damage
ABEX’s hospitality insurance is essential for hospitality operators looking for complete coverage. It is tailored to Family Restaurants (licensed and unlicensed) with liquor receipts at 35% of total revenues higher liquor receipts considered on prior submit basis, Fine Dining Restaurants with liquor receipts at 55% of total revenues, cafes, coffee shops, mobile vendors and take out restaurants.
Coverages: Commercial General Liability | General Liability | Liquor Liability | Public Liability
Provides liability protection against possible claims for bodily injury and/or property damage that may arise out of the operations of the AFTER GRAD event. This would be defined as the organized / controlled event (not part of the graduation event itself) for students and their invited guests. If you require coverage for the actual graduation ceremony or banquet/dance, please see our Special Events Liability Program.
Coverages: Liquor Liability | Sports Liability
Sports Liability includes general liability coverage for the host of the sporting event and coverage for injury to participants for sporting activities that qualify. This coverage protects against lawsuits brought on by a third party alleging that a bodily injury or property damage has been sustained by either an athletic participant or spectator for which the host individual or organization is liable (some restrictions apply).
Coverages: Commercial General Liability | Liquor Liability | Product Liability | Public Liability
Provides Single Event or Annual protection for individuals and/or organizations who serve alcohol to the public. Designed for full / part time employees and volunteers whose occupation includes serving alcohol. PAL’s Group Server policy is designed for service clubs or other organizations that are seeking Liquor Liability coverage on a single event or an Annual basis. EXCLUDING: NIGHTCLUBS, HOUSE PARTIES, PRIVATE PARTIES, FRAT PARTIES, COLLEGE / UNIVERSITY PARTIES.
Coverages: Product Recall
Product Recall: Comprehensive cover for a variety of industries and recall scenarios, ranging from product guarantees and contamination events to cyber product tamper.
Restaurant Contamination: Bespoke cover addressing contamination events in restaurants.
Coverages: Commercial General Liability
- CGL including Host Liquor Liability
- Liquor Sales up to 100%
- Cyber Coverage Available
- Able to Write Small to Large Accounts
- Able to Accommodate Majority of Hospitality Accounts
- Forcible Ejection Coverage Available (Some Restrictions Apply)
- Strong Capacity Backed by Lloyd’s
- Available in every province except Ontario and Quebec