As Canadians prepare for the Victoria Day long weekend, the Insurance Bureau of Canada (IBC) has released several tips to ensure a safe and enjoyable holiday, both on the road and at home.
Anne Marie Thomas, director of consumer and industry relations for IBC, emphasized the importance of safety during what many consider the unofficial start of summer.
With increased traffic expected on highways as people travel to cottages and other destinations, the IBC advises motorists to avoid distracted driving. Thomas said distracted driving “can potentially be as dangerous as impaired driving” and is much more common.
The IBC also urged drivers to be mindful of “cyclists, motorcyclists and pedestrians,” reminding them to “always yield to vulnerable road users.”
For those planning to tow trailers or haul loads, the IBC recommends ensuring vehicles are “properly equipped for the job” by consulting owner’s manuals or dealerships. Clear visibility through rear-view mirrors is also crucial.
The dangers of impaired driving were also highlighted. “Tragically, serious collisions involving drugs and alcohol are all too common during holiday weekends,” the IBC noted, stressing that individuals should “never even consider driving under the influence.” Boating while impaired carries the same consequences for driving records and insurance.
For those staying home during the long weekend, the IBC offered several safety recommendations. Updating or creating a home inventory list is advised to ensure adequate contents coverage in home insurance policies. Taking photos of valuables and storing receipts securely can also be beneficial in the event of a claim.
Homeowners are also encouraged to change the batteries in their carbon monoxide and smoke alarms. The IBC suggests using the Victoria Day weekend as a reminder to perform this essential maintenance.
Water safety at home is another key focus. With the arrival of warmer weather and potential for spring flooding, the IBC recommends taking precautions such as “clearing your eavestroughs and directing your downspouts away from your home; moving valuables out of your basement; and maintaining proper grading around your home.”
Creating an emergency plan and assembling an emergency kit are also important steps. The IBC advises families to practice their emergency plan and ensure their kit contains essentials like “water and food, first-aid supplies, cash, flashlight and batteries, chargers and any necessary prescription medications.”
Reviewing insurance policies to ensure they meet current needs is another recommendation from the IBC. Homeowners and tenants hosting gatherings are also reminded of their “liquor liability as a social host,” potentially being held responsible for guests’ actions if alcohol or cannabis is served.
What are your top tips for staying safe this Victoria Day long weekend? Share these in the comments below.
