News
Reinsurers enter January renewals flush as record El Niño builds
Reinsurers enter January renewals flush as record El Niño builds
Insured catastrophe losses are the lowest since 2019, but Gallagher Re's historical data point to higher US losses if the Pacific swings to La Niña next year
Auto switching hits record high as personal lines shopping levels off
JD Power Q3 data shows switching still rising across auto, home and renters even as shopping growth cools
Auto switching hits record high as personal lines shopping levels off
$3M default judgment, $10 in damages: insurer’s duty-to-defend failure barely stings
A $3M default judgment, a $10 payout - and the insurer knew the whole time
$3M default judgment, $10 in damages: insurer’s duty-to-defend failure barely stings
Patent blitz hits five auto insurers over mobile claims apps
Two patents, five lawsuits, and every major claims app in the firing line
Patent blitz hits five auto insurers over mobile claims apps
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Spotlight
‘Ignorance is not bliss’ ‘Ignorance is not bliss’
As our lives get more connected, we need to be better protected – and that begins with having the best personal cyber coverage
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Monthly Features
“You can’t really separate them”: The case for keeping AI-powered attacks within cyber “You can’t really separate them”: The case for keeping AI-powered attacks within cyber
HSB’s cyber practice head explains the coverage challenge as attackers' capabilities expand
Cyber’s soft market is masking a coverage squeeze Cyber’s soft market is masking a coverage squeeze
Lower premiums and abundant capacity may be obscuring exclusions and sublimits for businesses dependent on external technology
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E&S
Can smaller agencies make E&S business pay?
SIAA’s Matt Masiello says access is only half the challenge for smaller agencies when moving beyond standard markets
Ategrity posts record combined ratio as E&S property push gains pace
Underwriting income rose 84% as a sharp investment swing pulled net income lower
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Digital Transformation
AI exclusions are spreading through commercial policies, brokers warn clients to check cover
Standard ISO forms that strip generative AI exposures out of general liability have been available since January.
Build, buy, or something in between - four insurance firms, four different answers
The build-versus-buy debate in US insurance is more nuanced than the binary suggests. And the data sovereignty question is the variable most vendors would rather not discuss
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IB Talk
Hidden risks in green energy: Insurance gaps in solar, batteries, and beyond
Renewables may be cleaner, but their end-of-life risks are creating new liabilities and coverage gaps.
Hidden risks in green energy: Insurance gaps in solar, batteries, and beyond
How brokers can ride the next wave of MGA growth
Agility, tech, and niche expertise will be differentiators, says TMPAA head
How brokers can ride the next wave of MGA growth
Beyond insurance: Rethinking risk for high net worth families
In 2026, protection for affluent families is less about buying more coverage and more about building resilience
Beyond insurance: Rethinking risk for high net worth families
Championing women in construction risk
Behind the Marsh program aiming to redefine leadership and equity in a traditionally male-dominated sector
Championing women in construction risk
More IB Talk
Best in insurance
The Best Insurance Networks and Alliances in the USA The Best Insurance Networks and Alliances in the USA
Agents rank the 2026 5-Star winners on commissions, technology, and consultation
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Best Insurance Companies to Work for in the USA
Find the best insurance companies to work for in the USA based on 2026 employee feedback
Best Insurance Professionals Under 40 in California | InsuranceFest NextGen California 2026
Meet the NextGen California 2026 winners, the Golden State’s 100 best insurance professionals
Best Insurance Carriers and Program Administrators in the USA
Longevity and data give America’s leading carriers and program administrators a strategic edge
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Speciality News
Casino's cameras caught the felony – now its $10M insurer wants out
A guilty plea, a beating on camera, and a $10M excess policy with one very specific exclusion
Casino's cameras caught the felony – now its $10M insurer wants out
One house fire, eighteen spreadsheets, zero bad faith
The insurer paid hundreds of thousands. The homeowners wanted more. A court just weighed in
One house fire, eighteen spreadsheets, zero bad faith
Drunk driver’s address lie sinks $1.26M insurance claim
He said he still lived in Florida. The crash report told a different story
Drunk driver’s address lie sinks $1.26M insurance claim
DOT takes airlines off the hook for 10 delay causes - and travel insurance fills the gap
Agents have until February to explain the rule change to clients before it takes effect
DOT takes airlines off the hook for 10 delay causes - and travel insurance fills the gap
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