Auto theft remains a major driver of personal lines claims and premiums - Équité Association's Bryan Gast sets out the combination of habits, devices and safeguards that meaningfully reduces a client's risk
Branislav Urosevic Aug 19, 2026
New regulations give carriers enough detail to start work ahead of January 2027, but IBC's own modelling shows the promised savings are sensitive to litigation-scope decisions that remain politically and legally contested
Average vehicle damage claims have climbed 25% in five years, and insurers say energy-driven inflation is only adding to the pressure
Cars can now be stolen in 20 seconds, and the safety standard hasn't changed since 2007
A second straight year of declining theft numbers hasn't eased the cost pressures still keeping auto insurance rates elevated
Tribunal ruling underscores how theft is increasingly tied to financing fraud, not just stolen vehicles
A structural shift to a fronting model that internalizes underwriting risk lands as company reveals first-half results
Speeding has surged since Ontario tore out its speed cameras. The bill for that decision may not show up at Queen's Park. It may show up on renewal notices instead.
Willful's Erin Bury says families without life insurance or savings should leave the newly optional benefits untouched, and pair them with a will and power of attorney
Navacord's Robert Beeston breaks down how these pressures are colliding to change how construction risk gets priced and placed
NFP's Randy Ramkissoon says one GPS tracker isn't enough anymore – thieves know where to look, and the claims are getting more severe
BFL Canada's Hector Plascencia says the gap between identifying a risk and actually understanding its business impact is where most organizations fall short
