CARFAX's Shawn Vording says a flood-totaled car can end up back on the road two different ways – as someone else's stolen identity, or as someone else's undisclosed used car

Arity's Henry Kowal says the industry keeps making the same mistake with robotaxis – tightening the rules only after something already went wrong

Arity's Henry Kowal says early robotaxi crash data is promising but drawn from limited conditions

Auto theft is trending down, but CARFAX's Shawn Vording says VIN cloning is evolving faster than insurers can catch it – and criminals aren't just targeting wrecked cars anymore

Police say no broader trend involving former insurance brokers has emerged, while urging consumers to independently verify coverage