With wildfires currently ravaging parts of Alberta, the Insurance Bureau of Canada (IBC) has issued a notice saying that it is willing to help affected residents in need of insurance information and advice.
“Our thoughts are with those whose lives have been disrupted by the wildfires. The top priority right now is the safety of those affected,” said IBC Western vice-president Celyeste Power. “The insurance industry is here to help.”
Power has recommended that Albertans with questions about their home, car or business insurance should call either their insurance representative or IBC’s own consumer information centre.
IBC outlined a statement that nearly all home and business insurance policies cover fire damage. It added that residents who have to leave their properties due to a mandatory evacuation order would be glad to know that most homeowner’s and tenant’s insurance policies will provide coverage for reasonable additional living expenses – for a particular period of time.
Anyone claiming for fire damage has been reminded to list all damaged and/or destroyed items; taking photos would be helpful. IBC has also suggested that home and business owners should keep all receipts related to clean-up of the damage, as well as costs related to additional living expenses, so that they can be covered by insurance.